Is it worth putting medical expenses on taxes?

Is it worth putting medical expenses on taxes?

Understanding Medical Expense Deductions

You can only claim medical expenses if your itemized deductions are higher than the standard deduction for your filing status. Medical expenses must also exceed 7.5% of your Adjusted Gross Income (AGI) before they count toward your deduction. These medical expenses must also be unreimbursed, meaning that your insurance did not cover any of the costs associated with the expense. 
  1. Example 1: If your AGI is $75,000 and you have $4,300 in unreimbursed medical expenses, you wouldn’t qualify because the expenses don’t pass the 7.5% threshold.
  2. Example 2: If your AGI is $89,000 and you spend $35,000 on medical equipment for your home, you could deduct $28,325 (the portion above 7.5% of AGI). Since this amount is greater than the standard deduction of $15,750, itemizing would save you more.
Itemizing deductions in this manner is particularly advantageous for taxpayers whose medical expenses represent a significant portion of their income.

Source

This response was prepared by Damian Fields with reference to IRS publications. The examples presented are factual illustrations based on a taxpayer filing as Single in 2025. Please note that these examples do not consider any additional deductions for which a taxpayer may be eligible.

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